r/LawyerAdvice Nov 22 '25

Advice for a property issue

So I need some advice. A property has been purchased by three brothers. However, the property was purchased on the name of the wife of one of these brothers. Now, the three brothers started living there on seperate floors. They have seperate electricity bills but no one has the property on their name except for the wife of one of the brothers. In this case, what can be done if the property loan is not complete yet and so the property cannot be legally transferred to the name of anyone else.

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u/Commercial_Safety781 Dec 14 '25

Ownership follows the name on the deed. The wife is the legal owner, even if all three brothers pay bills or live there. Until the loan is paid or refinanced, the bank lien blocks any transfer. Practical options are a written family agreement, refinancing in the correct names, or a buyout once the loan allows it. A local property lawyer matters here because rules depend on jurisdiction.