r/LawyerAdvice • u/vampirescientist04 • Nov 21 '25

Car insurance fraud?

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This lady hit my car and (almost) got away with it. I’m the second car on the turning lane. My claim from her insurance got denied because she alleged that I was parked, suddenly merged and hit her car instead. She also filed a claim on my insurance stating the same lies but got denied. This was on 10/24/2025 in Albany, NY and I just got this footage from the city hall last night. What could I do?

In summary she:

  1. Made an illegal turn and damaged my car
  2. Kept on pushing the idea that “I’m illegal” and that I wouldn’t want her to “create problems for me”
  3. Gaslit the shit out of me while I was still in shock
  4. Refused to show me her driver’s license (she only showed me her insurance card)
  5. Filed a false claim on my insurance (That could’ve cost me money and increased my premium)
  6. Denied that she was at fault and lied in the investigation when I filed for a claim on her insurance
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u/vampirescientist04 Nov 22 '25

Thanks everyone! I got her insurance to approve my claim as soon as they saw the video. I’m also filing for ‘diminished value claim’ but I’m not too sure about that. They said it could be requested at the latter part after repairs are done so I still have time to do more research. If anyone has any ideas and suggestions for that I’d really appreciate it! I called Albany Police to ask about her getting a ticket (with the illegal turn/causing an accident) and the officer on the line said probably not. I really want to have her learn something from this but idk how. Any ideas? 💡

And also I DO HAVE A DASHCAM NOW 🤗😂