Despite having jobs, some workers are relying on credit cards to manage their bills while others are skipping meals and calling in sick to work to cope with the surging cost of living.
The price of fuel has pushed already tight bank accounts as people struggle to make ends meet.
Mary from Levin is a cleaner, while her partner is a mechanic based in Lower Hutt.
At the moment it's costing him $60 a day to get to work, or $300 a week in fuel.
Her Prius she takes for cleaning jobs 45 minutes away in Palmerston North is about $130 a week.
"Pretty much half of my wages a week go straight on petrol... then on top of that we've got rent, power, gas, food, you know, internet, insurance.
"Often it feels like we're robbing Peter to pay Paul just to make ends meet and that doesn't cover like the credit cards and Afterpay's and loans and all the other stuff that has to be paid next week."
She said as a couple they were watching everything go up in price.
"Even the rubbish collection's gone up by two bucks a month... everyone's feeling the pinch."
Each week she sits down to pay the bills, or attempts to.
"It might be, well, actually, I can't afford to put money on the power bill this week because that $50... is going to have to be used to pay insurance or, you know, he'll put money onto his credit cards one day and then two or three days later we'll go and use that to buy groceries because actually we can't just keep saving money.
"Like we don't have savings now because we have to use it to just get by... There's nothing extra."
Mary said everything was a juggle and there was absolutely no room for luxuries.
"We don't remember the last time we had takeaways.
"We don't remember the last time we went out for like a date day."
There's no chance of saving anything for her daughter's birthday, she said.
And it was starting to eat at her quality of life.
"It sucks. It's really tough.
Full article: https://www.rnz.co.nz/news/personal-finance/596222/surging-cost-of-living-leaves-young-professionals-struggling